Retail, hospitality & payments

October card rules: check the checkout and the margin

10月银行卡规则：检查结账设置及利润空间

English / 简体中文 · 中英文逐段对照

ANND briefing published / 简报发布 5 October 2026
Source date / 来源日期：Reviewed 5 October 2026; implementation 1 October
Rules effective 1 October 2026

规则自2026年10月1日起生效

The implementation date has passed; payment settings now need an operational review.

实施日期已过，现在应从实际经营角度检查支付设置。

What the source reports · 来源报道

The RBA FAQ confirms eftpos, Mastercard and Visa introduced no-surcharge rules from 1 October. Card acceptance still creates costs for merchants.

RBA 常见问题确认，eftpos、Mastercard 和 Visa 自10月1日起实施禁止附加费规则。商户接受银行卡付款仍会产生费用。

ANND perspective · ANND 观点

ANND perspective: restaurants, retailers, salons, franchisees and service operators should check their provider’s settings, pricing displays and merchant statements. Buyers should allow for payment costs when comparing historic earnings with future cash flow.

ANND 观点：餐厅、零售商、美容店、加盟店及服务业经营者应核对服务商设置、价格展示和商户账单。买家比较历史盈利与未来现金流时，应计入支付成本。